|
|
| Type |
Interest Rate |
APY* |
| 3 Month |
0.30% |
0.30% |
| 6 Month |
0.50% |
0.50% |
| 12 Month |
0.99% |
1.00% |
| 18 Month |
1.24% |
1.25% |
| 24 Month |
1.49% |
1.50% |
| 36 Month |
1.98% |
2.00% |
| 48 Month |
2.32% |
2.35% |
| 60 Month |
2.76% |
2.80% |
| Minimum to open – $500 |
*APY is Annual Percentage Yield. The annual percentage yield (APY) is based on an assumption that interest will remain in the account. Withdrawals and fees may reduce earnings.
*Penalty may be imposed for early withdrawal. |
|
Insured Money Market Account
|
| Type |
Balance |
Interest Rate |
APY* |
| Tier 1 |
$1,000 |
0.15% |
0.15% |
| Tier 2 |
$2,500 |
0.20% |
0.20% |
| Tier 3 |
$10,000 |
0.40% |
0.40% |
| Tier 4 |
$25,000 |
0.60% |
0.60% |
| Tier 5 |
$50,000 |
0.85% |
0.85% |
| Tier 6 |
$100,000 |
1.09% |
1.10% |
| Minimum to open – $1,000 |
|
*APY is Annual Percentage Yield. |
|
Savings Accounts
|
| Type |
Balance |
Interest Rate |
APY* |
| Regular Share Savings |
$5 |
0.15%** |
0.15% |
| Savings Plus |
$500 |
0.15% |
0.15% |
| Holiday Savers Club |
$5 |
0.15% |
0.15% |
| Vacation Travel Club |
$5 |
0.15% |
0.15% |
|
Minimum to open – $5 (Excluding Savings Plus, minimum to open – $500) |
|
*APY is Annual Percentage Yield.
**Dividend Rate |
|
Checking Account
|
| Type |
Balance |
Interest Rate |
APY* |
| Cash Back Checking |
$5,000 - $7,499 |
0.50% |
0.50% |
| $7,500 - $9,999 |
0.60% |
0.60% |
| $10,000+ |
0.75% |
0.75% |
|
*APY is Annual Percentage Yield.
|
|
IRA Accounts (IRA, ROTH IRA & Coverdell Education Account)
| (Interest is compounded and credited monthly.) |
 |
|
| Type |
Interest Rate |
APY* |
| 3 Month |
0.30% |
0.30% |
| 6 Month |
0.50% |
0.50% |
| 12 Month |
0.99% |
1.00% |
| 18 Month |
1.24% |
1.25% |
| 24 Month |
1.49% |
1.50% |
| 36 Month |
1.98% |
2.00% |
| 48 Month |
2.32% |
2.35% |
| 60 Month |
2.76% |
2.80% |
|
Minimum to open – $500 |
| |
| Savings (IRA, ROTH IRA & Coverdell Education Account (ESA)) |
| Savings |
0.25% |
0.25% |
|
Minimum to open – $5 |
|
*APY is Annual Percentage Yield. The annual percentage yield (APY) is based on an assumption that interest will remain in the account. Withdrawals and fees may reduce earnings.
*Penalty may be imposed for early withdrawal. |
Rates are subject to change daily.