Rates & Disclosures

Rates accurate as of .

 

Personal
 Business
 Loans
 Mortgages
     
 

Certificate of Deposit

(Interest is compounded and credited monthly.)   
Term $2,500-$24,999 $25,000-$99,999 $100,000+
Rate APY* Rate APY* Rate APY*
3 Months 0.15% 0.15% 0.15% 0.15% 0.20% 0.20%
6 Months 0.25% 0.25% 0.30% 0.30% 0.40% 0.40%
12 Months 0.60% 0.60% 0.70% 0.70% 0.80% 0.80%
18 Months 0.70% 0.70% 0.85% 0.85% 0.95% 0.95%
24 Months 0.80% 0.80% 1.00% 1.01% 1.10% 1.11%
36 Months 1.00% 1.01% 1.20% 1.21% 1.30% 1.31%
48 Months 1.20% 1.21% 1.40% 1.41% 1.50% 1.51%
60 Months 1.30% 1.31% 1.50% 1.51% 1.75% 1.76%

*All rates are Annual Percentage Yield (APY). Minimum to open is $2,500. APY is based on an assumption that interest will remain in the account until maturity. Withdrawals and fees may reduce earnings.
Early Withdrawal Penalty for fixed term certificates (CDs) and IRAs:
Loss of 30 days interest for CDs with a term of 6 months or less
Loss of 90 days interest for CDs with a term greater than 6 months or equal to 12 months
Loss of 180 days interest for CDs with a term greater than 12 months

Insured Money Market Account

    
Balance
Interest Rate
APY*
$1,000+
0.05%
0.05%
$2,500+
0.05%
0.05%
$10,000+
0.10%
0.10%
$25,000+
0.15%
0.15%
$50,000+
0.25%
0.25%
$100,000+
0.30%
0.30%
*Annual percentage yield (APY). APY may change after account is open. $1,000 minimum opening deposit required.

Personal Savings Account

    


Interest Rate APY*
0.05%
0.05%
*Annual percentage yield (APY). APY may change after account is open.

Cash Back Checking Account

  
Balance Interest Rate APY*
$5,000 - $7,499
0.05%
0.05%
$7,500 - $9,999
0.05%
0.05%
$10,000+
0.10%
0.10%
*APY is Annual Percentage Yield. Minimum to open is $25. Minimum balance to earn interest is $5,000. Fees may reduce earnings. APY may change after account is opened.

IRA Accounts (IRA, ROTH IRA & Coverdell Education Account)

(Interest is compounded and credited monthly.)
Term $2,500-$24,999 $25,000-$99,999 $100,000+
Rate APY* Rate APY* Rate APY*
3 Months 0.15% 0.15% 0.15% 0.15% 0.20% 0.20%
6 Months 0.25% 0.25% 0.30% 0.30% 0.40% 0.40%
12 Months 0.60% 0.60% 0.70% 0.70% 0.80% 0.80%
18 Months 0.70% 0.70% 0.85% 0.85% 0.95% 0.95%
24 Months 0.80% 0.80% 1.00% 1.01% 1.10% 1.11%
36 Months 1.00% 1.01% 1.20% 1.21% 1.30% 1.31%
48 Months 1.20% 1.21% 1.40% 1.41% 1.50% 1.51%
60 Months 1.30% 1.31% 1.50% 1.51% 1.75% 1.76%
*All rates are Annual Percentage Yield (APY). Minimum to open is $2,500. APY is based on an assumption that interest will remain in the account until maturity. Withdrawals and fees may reduce earnings.
Early Withdrawal Penalty for fixed term certificates (CDs) and IRAs:
Loss of 30 days interest for CDs with a term of 6 months or less
Loss of 90 days interest for CDs with a term greater than 6 months or equal to 12 months
Loss of 180 days interest for CDs with a term greater than 12 months
Savings IRA, ROTH IRA & Coverdell Education Account (ESA)
Rate APY*  
Savings 0.15% 0.15%  
*APY is Annual Percentage Yield. Minimum to open is $5. APY may change after account is open. Withdrawals and fees may reduce earnings. Penalty may be imposed for early withdrawal.

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